A Bicyclist Was Hit by a Car?

People in the United States are seeking for ways to reduce their carbon footprint, in an effort to go “green” or more ecologically conscious.

“Cash for clunkers” programs like this one, in which the US government gave cash rebates to people who traded in their gas-guzzling vehicles for newer, more efficient vehicles, are being developed by us. Bicycling is also making a comeback as a mode of transportation for short distances. Cycling to the grocery store, dropping off mail at the mailbox, or visiting a neighbor a few blocks away saves gas and minimizes CO2 emissions when used for short excursions.

When more people ride bicycles on our roadways, their risk of being hurt in a car collision while doing so increases. Hensley Legal Group recommends that for your own safety, and the safety of other road users, it is imperative that you always ride on sidewalks rather than beside the road when you are on a bicycle. Ride in designated bicycle lanes if there are no sidewalks accessible. Bicyclists have little choice but to ride on the side of the road due to the lack of defined bicycle lanes on most routes.

In addition, no matter your age, you should always ride your bike with an approved cycling helmet on, and make sure it is firmly attached in case you are hit by a car. The other drivers on the road should likewise be aware of your presence. Increasing your visibility on the road can be as simple as donning light-colored clothing, flying an orange flag from the rear of your bike, or applying reflective tape or decals to your bike. The usage of headlights and taillights at night will help you be seen by other drivers.

The Personal Injury Protection (PIP) coverage of your personal automobile insurance policy is available if you are a bicyclist involved in a collision with a vehicle. Your accident-related medical expenditures will be covered up to 80% and your gross salary loss for time off from work will be covered up to 60%, no matter who is at fault. It’s possible to get PIP coverage through a family member’s car insurance even if you don’t have your own car. If you don’t own a car and don’t live with a family member who does, you may be eligible for PIP benefits through the driver’s insurance policy of the car that hit you.

You can also file a bodily injury (BI) claim against the motorist’s auto insurance policy for any medical expenses and lost income not covered by PIP for pain and suffering damages if the driver of the vehicle that hit you is at fault. You can file an Uninsured or Underinsured Motorist (UM) claim if the at-fault motorist did not have BI coverage or had insufficient BI coverage to adequately compensate you for your injuries and losses. Finally, if the at-fault driver damages your bicycle or other personal property, such as your cycling helmet, watch, or sunglasses, you can file a claim.

Contact an Orlando personal injury and bicycle accident lawyer to discuss your legal options if you or someone you love has been hurt in an Orlando automobile accident, a semi truck accident, as the result of someone else’s negligence, while on vacation in Florida, or as the consequence of a wrongful death.

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